Compare your funding options

Slowest

SBA Loan

Government-backed loans from traditional banks. Expect months of paperwork and strict underwriting.

  • Low APR
  • 90–180 days till funding
  • Paper-heavy app process
  • Low approval odds
  • ~5% Pre-payment penalty
  • Limited Support
  • Interest repays big banks
Quick Funding + Support

Honeycomb Credit

Community-backed capital in about 30 days with a marketing boost, hands-on support, and terms you set yourself.

  • Below Average APR
  • ~30 days till funding
  • Simple online application
  • High approval odds
  • No pre-payment penalties
  • Hands-on customer support
  • Interest repays community investors
Get Pre-Approved
  • 5 mins
  • No obligation
  • No credit impact
Most Expensive

MCA and Credit Cards

Instant funding for when you need it yesterday. Convenient, but the speed comes at a steep cost.

  • Very High APR
  • 1–2 Days or Instant
  • Simple online application
  • Avg approval odds
  • Mixed interest penalties
  • No Support
  • Interest repays big banks