Business funding, backed by people, not banks.

Apply for a Honeycomb Community Capital loan. Fast growth capital from your customers, neighbors, and our network.

Get Pre-Approved Now

5 mins
No obligation
No credit impact

HospitalityBlack-Owned

Akwaaba Tea Room

Philadelphia, PA

$99K Raised

Crowd-funded loan used to extend brand from hospitality into an event space for locals.

Fund your next
location

Build
Define your goal, tell your story, and open the door for your community to invest.
- Fixed rate, 3–5 year loans
- Access to $25K–$500K
Engage
Your customers and community invest. Then 18k Honeycomb investors help close the gap.
- Expert campaign marketing support
- 30–60 day campaigns
Repay
Make one monthly payment — we split it across every investor and manage the rest.
- Get your funds quickly
- Automatic repayments to investors

Raised $49,700 to buy an ice cream truck
Raised $46,750 to open a bakery storefront
Raised $107,111 for equipment and expansion.
Raised $150,000 for expansion.
Raised $55,925 to increase production.
Raised $102,600 to open a brewery and taproom.
Raised $74,075 to open a brick-and-mortar.
Raised $124,000 to open a brick-and-mortar.
Raised $150,000 for expansion.
Raised $96,450 to buy a liquor license.
Raised $33,658 for a restaurant rebrand.
Raised $30,000 to buy a mobile food trailer.
Raised $51,000 to open a brick-and-mortar.
Raised $49,700 to buy an ice cream truck
Raised $46,750 to open a bakery storefront
Raised $107,111 for equipment and expansion.
Raised $150,000 for expansion.
Raised $55,925 to increase production.
Raised $102,600 to open a brewery and taproom.
Raised $74,075 to open a brick-and-mortar.
Raised $124,000 to open a brick-and-mortar.
Raised $150,000 for expansion.
Raised $96,450 to buy a liquor license.
Raised $33,658 for a restaurant rebrand.
Raised $30,000 to buy a mobile food trailer.
Raised $51,000 to open a brick-and-mortar.
Raised $49,700 to buy an ice cream truck
Raised $46,750 to open a bakery storefront
Raised $107,111 for equipment and expansion.
Raised $150,000 for expansion.
Raised $55,925 to increase production.
Raised $102,600 to open a brewery and taproom.
Raised $74,075 to open a brick-and-mortar.
Raised $124,000 to open a brick-and-mortar.
Raised $150,000 for expansion.
Raised $96,450 to buy a liquor license.
Raised $33,658 for a restaurant rebrand.
Raised $30,000 to buy a mobile food trailer.
Raised $51,000 to open a brick-and-mortar.
Raised $49,700 to buy an ice cream truck
Raised $46,750 to open a bakery storefront
Raised $107,111 for equipment and expansion.
Raised $150,000 for expansion.
Raised $55,925 to increase production.
Raised $102,600 to open a brewery and taproom.
Raised $74,075 to open a brick-and-mortar.
Raised $124,000 to open a brick-and-mortar.
Raised $150,000 for expansion.
Raised $96,450 to buy a liquor license.
Raised $33,658 for a restaurant rebrand.
Raised $30,000 to buy a mobile food trailer.
Raised $51,000 to open a brick-and-mortar.

A new recipe for growing your business.

The capital is just the beginning. A Honeycomb raise is a 30-to-60-day marketing moment that builds loyalty, attention, and advocacy no ad budget can replicate. Here's how we make sure you capture all of it.

Investors turned evangelists

Support that outlasts the campaign

Investors back your business because they believe in you and your goals, becoming your loudest supporters, spreading the word in ways no ad can.

60%

average increase in YoY revenue

Dedicated Campaign Manager

Expert guidance, start to finish

Your dedicated Honeycomb success manager will help you craft your story, nail your pitch, and build your marketing plan throughout the campaign.

80%

increase in Google news mentions

Custom Marketing Toolkit

Proven assets, ready to use

Start with a full set of tools that's worked for hundreds of Honeycomb businesses — email templates, social graphics, signage and more.

2×

increase in Yelp and Google Reviews

Ready to raise? Get pre-approved in 5 mins.

Get a Custom Offer

5 mins
No obligation
No credit impact

“We got $100,000 in the first 11 days! A lot of people came through for us and we felt so supported!”

Sherree Goldstein, Owner at Square Cafe

RestaurantWomen-Owned

Square Cafe

Pittsburgh, PA

$250K Raised

Crowd-funded loan used to move to a larger space, renovate, and hire more employees.

“From start to finish, the Honeycomb campaign was amazing. I had an amazing coach, and it was very easy to get up and going on the platform.”

Monique Greenwood, Owner at Akwaaba Tea Room

HospitalityBlack-Owned

Akwaaba Tea Room

Philadelphia, PA

$99K Raised

Crowd-funded loan used to extend brand from hospitality into an event space for locals.

“Bringing the pharmacy back… and propelling Hieber's into a revitalized community is a dream come true!”

Rosemary Mihalko, Owner at Hieber's Pharmacy

PharmacyWomen-Owned

Hieber's Pharmacy

Pittsburgh, PA

$86K Raised

Crowd-funded loan used to modernize the compounding lab and a historic soda fountain.

“The investment allowed me to pay for all of our equipment in full, which was amazing.”

Pete Tolman, Owner at Iron Born Pizza

Restaurant

Iron Born Pizza

Pittsburgh, PA

$107K Raised

Crowd-funded loan used to refinance high-interest predatory merchant cash advances.

Compare your funding options

Slowest

SBA Loan

Government-backed loans from traditional banks. Low rates, but expect months of paperwork and strict underwriting.

Low APR: ~9–16%
90–180 days till funding
Paper-heavy app process
Low approval odds
~5% Pre-payment penalty
Limited Support
Interest repays big banks
No engagement + marketing
No buzz and PR

Quick Funding + Marketing

Honeycomb Credit

Community-backed capital in about 30 days with a marketing boost, hands-on support, and terms you set yourself.

Low APR: ~10–15%
~30 days till funding
Simple online application
High approval odds
No pre-payment penalties
Hands-on customer support
Interest repays community investors
Engagement + marketing boost
Built-in buzz and PR

Get Pre-Approved

5 mins
No obligation
No credit impact

Highest Risk + Rates

MCA and Credit Cards

Instant funding for when you need it yesterday. Convenient, but the speed comes at a steep cost in rates and repayment pressure.

Very high APR: 20–40–100%
1–2 Days or Instant
Simple online application
Avg approval odds
Mixed interest penalties
No Support
Interest repays big banks
No engagement + marketing
No buzz and PR

Frequently asked questions

Ready to raise? Get pre-approved in 5 mins.

Get a Custom Offer

5 mins
No obligation
No credit impact

Business funding, backed by people, not banks.

Fund your next locationlocation

Build

Engage

Repay

Investors turned evangelists

Dedicated Campaign Manager

Custom Marketing Toolkit

Ready to raise? Get pre-approved in 5 mins.

Compare your funding options

Frequently asked questions

Who qualifies for a Honeycomb Credit loan?

How much can I raise?

How long does funding take?

What are the rates and terms?

Will this impact my credit score?

Ready to raise? Get pre-approved in 5 mins.

Fund your next
location